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SPRING 2022 - AEI CLAIMS LAW QUIZ
SEPARATION OF INSUREDS EFFECT ON EMPLOYER’S LIABILITY EXCLUSION
FACTS: Desjean was injured while working on a construction project on property owned by Nagog Homes (Homes). Nagog Real Estate (Real Estate) was the general contractor and Desjean was employed by a subcontractor. Desjean initially sued Homes and an employee of Real Estate, but later amended the complaint to join Real Estate as a defendant. It was unclear whether Desjean’s employer had been hired by Homes or Real Estate. The suit alleged a variety of negligence theories against the defendants.